In recent years, the decline in fertility rates has become a real issue in China and has become a global phenomenon1. According to the United Nations' "2020 World Fertility and Family Planning Report," the global fertility rate has dropped from 3.2 live births per woman in 1990 to 2.5 in 20192. The United Nations predicts that by 2050, the global fertility rate will reach 2.2 live births per woman, and the fertility rate will continue to decline2. According to the data from the seventh national population census, China's overall fertility rate in 2020 was 1.61 live births per woman, and China has fallen into a fertility trough3. The decline in fertility rates will lead to a reduction in the labor force, economic development constraints, a lack of innovation, and population aging, especially in highly industrialized countries4. With an aging population, the social burden related to medical insurance management will increase. To raise the fertility rate, the Chinese government issued the "conditional two-child" policy in November 2013, allowing couples where at least one partner is an only child to have two children, gradually phasing out the one-child policy5. However, the release of the policy did not fully motivate the potential for fertility. In October 2015, the government introduced the "universal two-child" policy to stimulate fertility, according to which couples are not restricted by the one-child policy and can have two children. The fertility rate increased by 12.95‰ and 12.43‰ in 2016 and 20173. However, the subsequent impetus of the policy was insufficient, and its promotion of fertility behavior was limited. Compared with the period from 2011 to 2015, the fertility rate decreased by 1.17‰ and 1.63‰ in 2018 and 2019, respectively3. On August 20, 2021, the Standing Committee of the National People's Congress voted to amend the Population and Family Planning Law, and the amended law stipulates that the state advocates appropriate age for marriage and childbirth, and excellent childbirth and upbringing, and a couple can have three children6. In 2022, China's birth population was 9.56 million, of which the proportion of three children and above was 15.0%7. The introduction of the three-child policy will reverse the current low fertility rate remains to be observed.
Fertility intentions are related to various factors, such as family income, intergenerational support, and childcare environment. Studies have shown that family income affects fertility rates, and the higher the economic status, the more attention is paid to the quality of childbirth, and the stronger the desire not to have children8. Intergenerational support has a positive impact on fertility rates9. Couples living with their parents or parents-in-law or living close by can avoid negative impacts on women's careers, compensate for women's disadvantaged position in the labor market, and bring economic benefits to the family10–11. The difficulty of raising children is exacerbated for families by the dearth of childcare facilities and the high expense of private daycare facilities. Children's education and rearing need a lot of time and effort. Whatever their occupation, women of reproductive age often face exhaustion from their demanding work schedules and raising family loads. This is also the main reason why they do not want to have three children. In China, due to the lack of public subsidies for childcare institutions and the insufficient number of public childcare institutions, private childcare institutions have become mainstream, leading to a significant increase in childcare costs. For the education of school-age children, due to the expenses of both in-school and out-of-school education, the economic burden on families has also increased. Out-of-school costs are generated by parents enrolling their children in various tutoring classes and interest classes. In-school costs include purchasing school district housing and paying school selection fees. According to data from the China Education Panel Survey (CEPS), the average annual expenditure for tutoring classes for families across the country reached 2,268 yuan in 201412. Existing literature has proven that these factors are related to fertility intentions, but in real life, we often face a mix of multiple factors, so we should simulate the possible situations in real life and discuss their impact on fertility rates.
Implementing the three-child fertility policy is beneficial in the long term for improving the population age structure, expanding the supply of new labor, reducing the dependency ratio of the elderly population, easing intergenerational conflicts, increasing overall social vitality, and lowering the peak level of aging14. The policy and its accompanying adjustments mostly affected women of reproductive age, who are defined as 15 to 49 years old and engage in family planning; in reality, family planning monitoring typically begins with marriage, especially women aged 20 to 29, who are in the peak period of fertility13. To ensure the overall health level of childbearing women and promote the fertility intentions of the masses, providing a basis for the implementation of the three-child fertility policy, this study uses data from the 2021 "China General Social Survey (CGSS)" to investigate the fertility intentions and influencing factors of women aged 20 to 49.